Susan Lawrence owned a home in Toronto. A person, posing as Ms. Lawrence, went to a lawyer with a forged agreement to purchase and had the property transferred to another person who called himself Thomas Wright. He obtained a mortgage for $291 924 from Maple Trust Company, which was duly registered against the property. An existing mortgage on the property in favour of the TD Bank was paid off and the imposters took the remainder. Maple Trust had no knowledge of the fraud and had in fact lived up to their due diligence requirements with respect to the transaction. Ms. Lawrence was also innocent, having no idea of what had happened. This happened in a land titles jurisdiction. Who should bear the loss in this situation? Explain the arguments on both sides and the likely outcome.