The Health Care Providers Self Insurance Trust (the trust) provided workers’ compensation coverage to the employees of its members, including Accredited Aides Plus, Inc. The trust contracted with Program Risk Management, Inc. (PRM), to serve as the program administrator. The contract obligated PRM to reimburse the trust for “claims, losses, and liabilities . . . arising out of ” PRM’s acts or omissions. When the trust became insolvent, the state of New York assessed the trust’s employer-members for some of its debts. These employer-members filed a suit against PRM for breach of contract. Were the trust’s employer members third party beneficiaries of the trust’s contract with PRM? If so, could the employer-members maintain this action against PRM? Explain. [Accredited Aides Plus, Inc. v. Program Risk Management, Inc., 147 A.D.3d 122, 46 N.Y.S.3d 246 (3 Dept. 2017)] (See Third Party Beneficiaries.)