Credit card debt can be a crippling financial burden with myriad side effects, from higher insurance rates to more-expensive loans to difficulty getting a job or a promotion. Unfortunately, credit debt is also frighteningly easy to fall into, particularly for young people trying to get started in life with limited cash flow.

Your task: Write a three- to five-paragraph blog post that warns college students about the dangers of credit card debt. Be sure to credit the sources you find in your research.