Determine whether Yang is likely to judge that Aspen follows a consistent investment philosophy, using only the

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Determine whether Yang is likely to judge that Aspen follows a consistent investment philosophy, using only the information provided. Justify your response with two reasons.

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Cassandra Yang, age 59, is a manager at a large US manufacturing firm. Yang is single, owns a home, is debt free, and saves 20% of her pre-tax income in a company retirement plan and 15% of her after-tax income in a short-term money market account. Her accounts are selfdirected;
Yang makes all related decisions independently.
While Yang hates to suffer investment losses, she now seeks higher returns on 80% of the funds in her money market account. To help achieve her goal of retiring within three years, she is considering the actively managed investment funds listed in Exhibit 1.

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