Using a future value calculator available on the Internet or the formula or the tables included in the Chapter 1 Appendix, complete the following table.Then answer the questions that follow the table.

a. In the above situations, describe the effect that the rate of return has on the investment value at the end of the selected time period.

b. In the above situations, describe the effect that the number of years has on the investment value at the end of the selected time period.

Total Amount of Interest or Earnings Rate of Return Number of Years Investment Value at End of Time Period Total Amount of Investment Annual Deposit 10 $2,000 $2,000 10 5% 20 $2,000 20 $2,000