Nicolas Cruz has a NOW account at the Second National Bank. His checkbook ledger lists the following checks:

Nicolas also made the following withdrawals and deposits at an ATM near his home:

Nicolas’s checkbook ledger shows an ending balance of $286.54. He has just received his bank statement for the month of November. It shows an ending balance of $622.44; it also shows that he earned interest for November of $3.28, had a check service charge of $8 for the month, and had another $12 charge for a returned check. His bank statement indicates the following checks have cleared: 654, 662, 672, 674, 675, 676, 677, 678, 679, and 681. ATM withdrawals on 11/1 and 11/14 and deposits on 11/2 and 11/6 have cleared; no other checks or ATM activities are listed on his statement, so anything remaining should be treated as outstanding. Use a checking account reconciliation form like the one in Worksheet 4.1 to reconcile Carlos’s checking account.

Transcribed Image Text:

Check Number 654 658 662 668 670 671 Amount 206.05 55.22 103.00 99.00 6.10 50.25 Check Number 672 673 674 675 676 677 Amount 24.90 32.45 44.50 30.00 30.00 111.23 Check Number 678 679 680 681 682 683 Amount 38.04 97.99 486.70 43.50 75.00 98.50