4-129. Create a spreadsheet that duplicates Table 4-1. Make it flexible enough that you can investigate the impact of different interest rates and principal loan amounts without changing the structure of the spreadsheet. (4.7) 4-130. A $15,000 investment is to be made with anticipated annual returns as shown in the spreadsheet in Figure P4-130. If the investor's time value of money is 10% per year, what should be entered in cells B11, B12, and B13 to obtain present, annual, and future equivalent values for the investment? (4.10) Figure P4-130 Spreadsheet for Problem 4-130