9. Please indicate if the following is a frequency issue, severity issue, both or neither.

3 minor claims over 10 years.

1 major fire, 2 water damage claims, 1 pipe burst in 3 years.

1 bad auto accident in 4 years.

12 employees with severe back injuries in 2 years.

12 employees with finger cuts over 2 years.

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10. Put a C O Por E next to each item to identify what it means under COPE.

Tenant of the building is a chemical manufacturer

The buildingis a old, frame structure

There is only well water available and the nearest fire dept is 15 miles away

The building has a state of the art fire suppressionsystem

The neighboring building is a fire works manufacturer

The building has hurricane resistant windows

The apartment building has fire doors between each unit