A $15-$year annuity pays $$1,750$ per month, and payments are made at the end of each

month. If the APR is $9$ percent compounded monthly for the first seven years, and APR of

$6$ percent compounded monthly thereafter, what is the value of the annuity today? $($Do

not round intermediate calculations and round your answer to $2$ decimal places, e$.$g$.,$

$32\mathrm{.}16.)$

Present value