Question: A client in the distribution/gifting phase is characterized by: a. Low cash flow and low debt to net worth. b. High cash flow and high

 A client in the distribution/gifting phase is characterized by: a. Low

A client in the distribution/gifting phase is characterized by: a. Low cash flow and low debt to net worth. b. High cash flow and high debt to net worth. c. High cash flow and low debt to net worth. d. Low cash flow and high debt to net worth

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