Question: A client in the gifting / distribution phase is characterized by: A . Discretionary cash flow is low and debt to net worth is low.

A client in the gifting / distribution phase is characterized by:
A. Discretionary cash flow is low and debt to net worth is low.
B. Discretionary cash flow is high and debt to net worth is high.
C. Discretionary cash flow is high and debt to net worth is is ow.
D. Discretionary cash flow is low and debt to net worth is high.
A client in the gifting / distribution phase is characterized by:

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