After reading the two attachments: Financial System Meltdown: Mitigating Strategies Lessons Learnt Future Policy Guidelines,Presentation by: Kwamina G. Acquah, Dominic Owusu, Sharon G. Dzirasah, Benjamin Kwablah, Samuel Afriyie and George A. Bentum. AND Liquidity Risk Management: An area of Increased focus for insurers by Claire Both, FIA, CERA, Paul Fulcher, FIA, CERA, Fred Vosvenieks, FIA, CERA, and Russell Ward, FIA. You have been appointed as the Government Risk Czar for Ghana, after reading the above pieces, write a risk policy paper to the Bank of Ghana, Ministry of Finance and the Presidency convincing these three key stakeholders why Ghc 400 million required bank capital for tier one bank is inadequate. Any supporting outside materials should be helpful.