Answer this question based on the following three statements: 1. An annuity due has a greater future value than an ordinary annuity if they both have the same periodic payments, discount rate, and time period 2. As the term of a mortgage increases, holding interest rates constant, the monthly payments will decrease. 3. The effective annual rate of a Canadian mortgage is lower than the APR because of semi-annual compounding, O a. Both 2 and 3 are correct. Ob Both 1 and 3 are correct. Oc Only 2 is correct Od. Only 1 is correct . Only 3 is correct Clear my choice