Baker & Co$.$ has applied for a loan from the Trust Us Bark in order to invest in several potential opportunities. In order to evaluate the firm as a potential debtor, the bank would like to compare Baker & Co$.$ to the industry. The following are the financial ratios presented to Trust Us Bank. Compare and explain the differences in relation to the industry

$\backslash$table$[[,2022,2023,-$Industry$],[,$Norms,,$],[$Current ratio,$4\mathrm{.}3,5\mathrm{.}7,5\mathrm{.}0],[$Inventory turnover,$1\mathrm{.}0,1\mathrm{.}3,2\mathrm{.}2],[$Average collection period,$90,76\mathrm{.}3,90$ days$],[$Debt ratio,$33,28,33],[$Times interest earned,$5\mathrm{.}0,6\mathrm{.}0,7\mathrm{.}0],[$Operating profit margin,$29\mathrm{.}1\%,25\mathrm{.}6\%,20\%$