Based on the 2019 data and expressing your answers in relative terms (as percentage of BHC's total assets), unless requested otherwise:

 

1. [4] From the balance sheet, what are your BHC's most important (largest) source of funds and most important use of funds (investment)? Please explain. According to the balance sheet the largest source of funds are loans and leases 
2. [2] Is commercial and industrial lending or real estate lending a larger component of the loan portfolio? Please explain. 
3. [2] Would your answer to part (b) change if you considered only residential (family) real estate lending? Please explain. 
4. [2] How much of your BHC's domestic deposits are held in transaction accounts? Express your answer as a percentage of BHC's assets.
5. [2] Does your BHC have significant trading assets? If so, then how much (as percentage of BHC's assets)?
6. [2] Off balance sheet, does your BHC have any exposure to unused credit card commitments? If so, then how much (as percentage of BHC's assets)?
7. [2] From the income statement, what is the ratio of noninterest income to total income (i.e., total income = interest income plus noninterest income)?
8. [2] What is your BHC's largest source of noninterest income and its magnitude (as percentage of BHC's assets)?

Answer rating: 100% (QA)

To answer the questions based on the 2019 data 4 The largest source of funds for BHC Bank Holding Company is loans and leases This indicates that BHC ... View the full answer