Based on the Brown et al. (2013): Case Study: Medical Banking - The Next Frontier of Health Information Technology and Financing (p. 326) by Gordon D. Brown, make a case for the importance of patient-centered case in the future. How might medical banking facilitate this process by providing incentives to patients to maintain their health and use health services efficiently? Can you envision other or alternative effective solutions? Next, differentiate the clinical logic vs. the patient-centered logic basis of IT architecture and the financial programs that support them.