based on this video: https://www.youtube.com/watch?v=b1nDvF0OanA

Part I: How Is the Cost of Medical Care Being Divided?

Every insurer offers a variety of plans that spread the cost of medical coverage differently between you and them. Plans in the insurance "Marketplace" are classified as Platinum, Gold, Silver, Bronze, or Catastrophic. Watch the first part ofHealth Insurance 101: Types of Plans through 1:46 to learn more about these categories. Then, answer the questions below.

1. explain whatactuarial value is.

1. Using the information from the video, fill out the table below for the different plan "metals".

Plan	Platinum	Gold	Silver	Bronze
%YOUPay
Actuarial Value

1. Finish the following sentence with the word LOWER or HIGHER.

1. The LOWER the actuarial value of your health insurance plan, the ____________ your monthly premium.

1. Finish the following sentences by using a plan metal.

1. The ____________ plan will have the highest monthly premium.

1. The ____________ plan will have the highest out-of-pocket costs.

1. Explain what a Catastrophic Plan is, who qualifies, and what it does and does not cover.

Part II: What Type of Plan Are You Purchasing?

Regardless of how costs are shared between you and the insurance company, you will be faced with choices about the type of plan you want. Depending on where you get your plan from, you may not have all these options available to you. Still, it's valuable to know the types of options that exist. Watch theremainder of the video (starting from 2:05). Then, use the information from the video and from the articleWhat Are the Differences Between HMO, PPO, EPO and POS Plans? to answer the question below.

1. Fill out the table below on the types of plans available to you.

	HMO (Health Maintenance Organization)	EPO (Exclusive Provider Network)	PPO (Preferred Provider Organization)	POS (Point-of-Service) Plans
Has a number of doctors and hospitals in its "network"? Yes/No	YES	Yes	Yes	Yes
If I want to see a doctor outside of my network, I...

Part III: Which Plan Would You Want?

1. Which type of planmetal andtype of plan would you want? Explain your reasoning.

not need for explanation thanks