\begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline 1 & A & B & C & D & E & F & G & H & 1 & J & K & L \\ \hline 1 & \multirow{3}{*}{\multicolumn{4}{|c|}{\begin{tabular}{l} Hank wants to put his cash to work and \\ receive the best expected return possible. \\ Help him choose the best course. \end{tabular}}} & & & \multicolumn{2}{|c|}{ Probability Payoff } & & & \multicolumn{2}{|c|}{ Probability Payoff } \\ \hline 2 & & & & & & & & & & Bubble & & \\ \hline 3 & & & & & & & & & & & 0.375 & 60000 \\ \hline 4 & & & & & & & & Speculate & & Luck & & \\ \hline 5 & & & & & & & & & & & 0.625 & -48000 \\ \hline 6 & & & & & & & & & & Burst & & \\ \hline 7 & & & & & & Appreciate & & Hank & & & & \\ \hline 8 & & & & & & & 0.875 & & & Expansion & & \\ \hline 9 & & & & & & & & & & & 0.8 & 5000 \\ \hline 10 & & & & & & Luck & & Income & & Luck & & \\ \hline 11 & & & & Property & & & & & & & 0.2 & 2500 \\ \hline 12 & & & & & & & 1 & & & Recession & & \\ \hline 13 & & & & & & Decline & 0.125 & -10000 & & & & \\ \hline 14 & & & & lan & & & & & & & & \\ \hline 15 & & & & & & Growth & & & & & & \\ \hline 16 & & & & & & & 0.75 & 10000 & & & & \\ \hline 17 & & & & Stocks & & & & & & & & \\ \hline 18 & & & & & & 10 & & & & & & \\ \hline 19 & & & & & & & & & & & & \\ \hline 20 & & & & & & & 0.25 & -20000 & & & & \\ \hline 21 & & & & & & Correction & & & & & & \\ \hline \end{tabular}