Case Study #1 Which Insurance is best?

For each scenario below, pick the health insurance that would best meet their needs and provide your justification. The insurance options you have to choose from is provided here in the 2020 Benefits Guide

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. (Hint: There are 4 plans to choose from)

Scenario 1: Marc Jacob (Career service/OPS), who lives in South Florida just got a new job and he needs to enroll in health insurance. He has 90 days to make his selection. Marc is a 30-year-old male, with no underlying health conditions. He does travel outside of the state for his job for 2-3 weeks at a time. When he is not traveling, he works at the office. What health insurance plan should he enroll in that would provide him with the best coverage? Thoroughly provide your justification and keep in mind the items listed below. Also, reasonable assumptions can be made to justify your selection of the best health insurance plan for Marc. Please include these assumptions you make in your answer.

• Think about the contracted service areas (i.e., state only or nationwide)
• Coverage for individual versus family
• Annual deductibles
• Copays
• Monthly premiums

Scenario 2: Arya Stark (Career service/OPS), age 36, married with 4-year-old twin boys and lives with her family in South Florida. She recently got a new job as a Director of Operations of a large healthcare organization. She has 90 days to make her healthcare insurance selection. She does travel on occasion for business, but she also takes family trips during the summer when her kids are out of school. Her husband is a diabetic and also a cancer survivor, but herself and her kids are healthy individuals with no underlying health conditions. The twins are active with sports and are involved with swimming, martial arts and gymnastics. What health insurance plan should she enroll in that would provide her and her family with the best coverage? Thoroughly provide your justification and keep in mind the items listed below. Also, reasonable assumptions can be made to justify your selection of the best health insurance plan for Arya. Please include these assumptions you make in your answer.

• Think about the contracted service areas (i.e., state only or nationwide)
• Coverage for individual versus family
• Annual deductibles
• Copays
• Monthly premiums

A list of references at the end of the paper would be helpful as well. Thank you!