Clearly label and indicate each Problem Analysis with headings in your paper followed by your Problem Recommendation. Ultimately, the structure of the assignment should follow the $3-$Step Problem$-$solving Approach:

Problem #$1$

Cause of Problem #$1$

Recommendation #$1$

Problem #$2$

Cause of Problem #$2$

Recommendation #$2$

Problem #$3$

Cause of Problem #$3$

Recommendation #$3$

PROBLEM$-$SOLVING APPLICATION CASE

Incentives Gone Wrong, Then Wrong Again, and Wrong Again

disastrous consequences for employees, customers, and the company itself.

THE SCENARIO AND BEHAVIORS

include Wells Fargo bankers canvassing employees at stores in which they shopped. ${?}^{113}$ Pet insurance was added in some instances! ${?}^{114}$

Some sham accounts were closed once the employee received credit, but many remained open, charging fees and affecting customers' credit.

THE DAMAGE TO CUSTOMERS AND EMPLOYEES

erroneously foreclosed on over $400$ mortgages and repossessed thousands of cars. Over $800,000$ customers with auto loans were charged for auto insurance. ${?}^{115}$ The list goes on$.$

all, there are the incalculable costs to customers in money, frustration, ruined credit, lost vehicles, and lost homes.

THE CULPRITS

factors you barely notice."$118$

ACTIONS

cleaning up the mess, restoring the bank's reputation, and warding off a potential new $$1$ billion fine. ${?}^{120}$