Compare legal protections offered under the privacy statutes we have studied: the RCPA, the GLB Act, the California Consumer Privacy Act, and the FCRA.  What are the advantages and disadvantages of each approach?  Which is better for financial institutions?  Customers?

1. 12 CFR Appendix J to Part 334 - Interagency Guidelines on Identity Theft Detection, Prevention and Mitigation
2. Federal Trade Commission, Fighting Identity Theft with the Red Flags Rule: A How-To Guide for Business
3. Federal Financial Institutions Examination Council, Authentication in an Internet Banking Environment
4. Pineda v. Williams-Sonoma Stores, Inc. 246 P.3d 612 (Cal. 2011)
5. Peterson v. Idaho First National Bank, 83 Idaho 578 (1961)
6. Monique C.M. Leahy, Litigation of Data Breach, 140 AMJUR Trials 327, Section 2 "Data Breaches" and Section 3 "Statutes Governing Data Breaches" including supplements
7. 15 U.S.C. § 1681-1681i: Emphasizing sections 605A and 605B
8. Anupam Chander, Margot E. Kaminski, William McGeveran, Catalyzing Privacy Law, 105 Minn. L. Rev. 1733, 1762-1794 (2021)
9. Westlaw Practical Law, "Identity theft Red Flags Policy"

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