Daphne works for the U$.$S$.$ Treasury and has a lot of knowledge about the bond market. She decides to purchase $30-$year treasury bonds to gift to her children.

Refer to Scenario $10\mathrm{.}1.$ Daphne is teaching her children, who are in their teens, about saving and investing. She encourages them to use the earning from the bonds' $$ which they receive yearly, to build up their personal savings or consider other low$-$risk investments, like mutual funds.