Dell Canada advertises a computer bundle including printer, router and home network attached storage for $$2995.$ The same system bundle may be leased for $24$ months at $$130$ per month, at the beginning of each month. At the end of the lease, the bundle may be purchased for $10\%$ of its retail price. What is the economic cost of the lease or purchase in present value, if a two year loan can be obtained at $12\%$ compounded annually to purchase the computer?

a

Lease is better by $$48\mathrm{.}64$

b

Purchase is better by $$48\mathrm{.}64$

c

Lease is better by $$109\mathrm{.}38$

d

Purchase is better by $$109\mathrm{.}38$

e

Both options are the same.