Question: Do you see yourself present-oriented or future-oriented person? What references did you find that support your position? Does it impact your saving habit? How so,

Do you see yourself present-oriented or future-oriented person? 

What references did you find that support your position? 

Does it impact your saving habit? How so, exactly? 

What impact might this have for you and for consumers in general? 

What do the experts say about saving versus spending?

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