Evelyn writes a check for $$243\mathrm{.}28$ to Memphis Light Gas & Water to pay her utility bill. The check is drawn on Evelyn$$s account at First South Bank in Memphis. The check is a draft, a type of negotiable instrument, and:

Memphis Light Gas & Water is the drawee and Evelyn is the drawer.

Evelyn is the drawer and Memphis Light Gas & Water is the payee.

First South Bank is the drawee and Memphis Light Gas & Water is the drawer.

Evelyn is the payee and First South Bank is the drawee.