Examine the data fields given in Part 2 of the Lab. o Which of these fields would serve as the factors to be used for testing your hypotheses? o Are any fields missing that you would need to obtain? If so, how would you obtain them?

LAB TABLE 1-2A Names and Descriptions of Selected Data Attributes Collected by Lending Club Attribute Description id Loan identification number member id Membership identification number loan amnt Requested loan amount emp_length Employment length issue d Date of loan issue loan_status Fully paid or charged off pymnt_plan Payment plan: yes or no purpose Loan purpose: e.g., wedding, medical, debt_consolidation, car zip_code Zip code addr state State dti Debt-to-income ratio delinq_2y Late payments within the past 2 years earliest_cr_line Oldest credit account inq_last_6mnths Credit inquiries in the past 6 months open_acc Number of open credit accounts revol bal Total balance of all credit accounts revol_util Percentage of available credit in use total_acc Total number of credit accounts application_type Individual or joint application