Exhibit 12-2 Life expectancy tables, all races, 2018 This table helps insurance companies determine insurance premiums. Use the table to find the average number of additional years a 25-year-old male and female are expected to live. Expectation of Life in Years Age Male Female 0 76.2 81.2 1 75.7 80.7 5 71.8 76.7 10 66.8 71.8 15 61.9 66.8 20 57.1 61.9 25 52.4 57 30 47.8 52.2 35 43.3 47.5 40 38.7 42.7 45 34.2 38.1 50 29.9 33.5 55 25.7 29 60 21.8 24.8 65 18.1 20.7 70 14.6 16.8 75 11.3 13.1 80 8.4 9.8 85 6 7 90 4.1 4.8 95 2.8 3.2 100 2 2.2 Source: CDC/NCHS, "National Vital Statistics Report," Volume 69, Number 12, United States Life Tables, 2018, November 17, 2020, p. 3, accessed at www.cdc.gov/nchs/fastats/life-expectancy.htm, accessed February 25, 2021