Fact Pattern $1$:

John and Emily Thompson, a married couple living in Ohio, have been struggling with debt for the past few years. John lost his job as an IT manager, and Emily's income as a part$-$time teacher isn't enough to cover their mortgage, car payments, and credit card bills. After depleting their savings and retirement accounts, they decided to file for Chapter $7$ bankruptcy. They passed the means test, and their case was proceeding smoothly until the court reviewed their financial history and discovered they had recently taken a vacation to Europe and bought a new car. The court suspects substantial abuse.

Question: If the court finds substantial abuse in John and Emily's case, what are the potential outcomes, and how might their recent financial decisions impact their bankruptcy filing?

Fact Pattern $2$:

Mark Johnson owns a small manufacturing business in Michigan. Due to economic downturns and increased competition, his business has accumulated significant debt, including loans and unpaid invoices to suppliers. Mark decides to file for Chapter $11$ bankruptcy to reorganize the business and keep it running. As the debtor in possession, he continues to operate the business, but must adhere to the court's requirements and creditors' demands. Mark develops a reorganization plan that proposes to pay off the creditors over the next five years while restructuring the business operations to increase efficiency.

Question: What responsibilities does Mark have as a debtor in possession, and what are the potential challenges he might face in getting his reorganization plan approved?

Fact Pattern $3$:

Linda Martinez, a single mother from Texas, is overwhelmed with medical bills and credit card debt. Although she has a stable job as a nurse, her income isn't sufficient to pay off her debts. She decides to file for Chapter $13$ bankruptcy to reorganize her finances. Linda proposes a three$-$year repayment plan, during which she will continue making payments on her mortgage and car loan while paying off her unsecured debts. By doing so$,$ she hopes to protect her home and car from being repossessed.

Question: How does Linda's Chapter $13$ bankruptcy plan protect her assets compared to if she had filed for Chapter $7$ bankruptcy, and what are the eligibility requirements she must meet for Chapter $13?$

Fact Pattern $1$: Testing Seller's Obligation

Title: "Delayed Delivery Dilemma"

Fact Pattern: A high$-$end fashion boutique, Glamour Couture, orders a collection of designer dresses from a renowned fashion house for its upcoming spring showcase. The contract specifies delivery by March $1$st to prepare for the event on March $15$th$.$ However, the fashion house notifies Glamour Couture on February $25$th that due to unforeseen production delays, the dresses won't be delivered until March $10$th$.$

Question: What is the seller's obligation in this scenario?

Fact Pattern $2$: Testing Exception to the Perfect Tender Rule

Title: "Quality Quandary"

Fact Pattern: A restaurant, Gourmet Delights, orders a shipment of fresh produce from a local farm to use in its gourmet dishes. However, upon delivery, Gourmet Delights discovers that some of the fruits and vegetables are overripe and starting to spoil, rendering them unusable for the restaurant's standards.

Question: How does the exception to the perfect tender rule apply in this situation?

Fact Pattern $3$: Testing Buyer's Obligation

Title: "Payment Predicament"

Fact Pattern: A bookstore, Novel Haven, orders a batch of bestselling novels from a distributor for its grand reopening event. The contract specifies payment upon delivery, scheduled for April $1$st$.$ However, when the novels arrive on April $1$st$,$ Novel Haven refuses to pay, claiming financial difficulties due to unexpectedly low sales.

Question: What is the buyer's obligation in this scenario?

Fact Pattern $4$: Testing Exception to Anticipatory Repudiation

Title: "Change of Plans"

Fact Pattern: A construction company, Urban Builders, contracts a supplier for a large quantity of building materials for an upcoming skyscraper project. However, two weeks before the scheduled delivery date, Urban Builders notifies the supplier that due to unforeseen budget cuts, they won't be able to accept the materials as originally planned.

Question: How does the exception to anticipatory repudiation apply in this situation?