Finance, or financial management, requires the knowledge and precise use of the language of the field. Match the terms relating to the basic terminology and concepts of the time value of money on the left with the descriptions of the terms on the right Read each description carefully and type the letter of the description in the Answer column next to the correct term. These are not necessarily complete definitions, but there is only one possible answer for each term. E. The process of determining the present value of a cash flow or series of cash flows to be: received or paid in the future. received or paid in the future. F. A series of equal cash flows that occur at the end of each of the equally spaced intervals (such as daily, monthly, quarterly, and so on). G. A series of equal cash flows that occur at the beginning of each of the equally spaced H. Tintervals (such as daily, monthly, quarterly, and so on). 1. A the name given to the amount to which a cash flow, or a series of cash flows, will grow Opportunity cost of funds contain both interest and loan principal. 3. A schedule or table that reports the amount of principal and the amount of interest that make up each payment made to repay a loan by the end of its regular term. Time value of money calculations can be solved using a mathematical equation, a financial calculator, or a spreadsheet. Which of the following equations can be used to solve for the present value of a lump sum? FV/(1+r)nPV(1+r)n PMT/r PMT {1[1/(1+r)n]}/r