For some reason I can not get my numbers right for this. Can you please explain step by step for the solution.

Sharon Fox decided to buy a home in Marblehead, Massachusetts, for $265,000. The rest of the question is below.

Sharon Fox decided to buy a home in Marblehead, Massachusetts, for $265,000. Her bank requires a 25% down payment. Sue Willis, an attorney, has notified Sharon that besides the 25% down payment there will be the following additional costs: (Use Table 15.1.) Recording of the deed A credit and appraisal report Preparation of appropriate documents $ 20.00 145.00 38.00 Other closing expenses include a transfer tax of 1.5% of the purchase price and a loan origination fee of 3.0% of the mortgage amount Assume a 30-year mortgage at a rate of 9.5%. a. What is the initial amount of cash Sharon will need? (Do not round intermediate calculations. Round your answer to the nearest cent.) Initial amount b. What is her monthly payment? (Do not round intermediate calculations. Round your answer to the nearest cent.) Monthly payment c. What is the total cost of interest over the life of the mortgage? (Use 360 days a year. Do not round intermediate calculations. Round your answer to the nearest cent.) Total cost of interest