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QUESTION 23 While driving Mohamed's car Sarah accidentally crashed and hit a house, the loss costs a total of 2,314, it in this case Mohameds vsurance policy acted as the primary with a limit of 558, while Sarah's policy acts as the excess and has a limit of 3.328. In this case how much will Sarah's insurance policy pay? QUESTION 24 Takaful wishes to adjust their rates for next year, they calculate that the expected loss ratio is 0.85, while the data shows that the loss adjustment expenses is 428 and the total premium earning is 947. The company's current rateis 75. Using the experience rating mothod what will the new primum be if the credibility factor is 0.5