Help can someone explain this in about 75 words please...I notice others get their questions answered I never do I need help please

This week you are learning about one of the most basic services that a bank offers: the checking account. There are other types of accounts that a bank may offers such as, Money Market Accounts, Passport Savings, or Certificates of Deposit. Research other options available to you at your bank.

Pick one and tell us about it and how it is similar and different to a regular checking account.Second, explain why you feel that bank reconciliation is necessary for a checking account and do you feel reconciliation or a similar concept is necessary for the option you discussed above.