Henry, age 85, and Jane, age 82, married five years ago. Henry has a son, Jim, from a previous marriage and Jane has a daughter, Pam, from a previous marriage. Soon after getting married, they bought a joint and last survivor annuity with a ten-year guarantee period and named Pam as the beneficiary. Henry died last year and Jane died this year. Jim was the sole beneficiary of Henry's estate and Pam of Jane's estate.

Who would be the claimant for the annuity death claim after Jane's death?

A.Jim.

B.Jane's estate.

C.Pam

D.Henry's estate