Hi, Can you please provide the Excel formulas. The previous answers from the comments aren't correct. Thank you!

Samantha's utility function is U(Y)=Y0.5. She tries to maximize her expected utility. She owns a car for business that she will have to replace if it is stolen. If her car is not stolen, her net income will be $122,500. If the car is stolen, her net income will be reduced by the car's replacement cost of $20,100. The probability that the car will be stolen is 20%. Use Excel to answer the following questions. c. If Samantha buys insurance, how much would the insurance company gain in expected value if the anti-theft device was installed in Samantha's car