Question: How does TVM affectmanagement decisionsregarding special terms, such as no payment due for 6 months, interest free, or buy a gift card for $50 and

How does TVM affectmanagement decisionsregarding special terms, such as "no payment due for 6 months, interest free," or "buy a gift card for $50 and get $5 off your next purchase?" What TVM calculations would have to be considered in offers like these?

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