Identify whether each following situation is exploratory study, descriptive study, explanatory study (hypotheses testing).justify your answer.

a) A bank manager wants to analyze the relationship between interest rates and bank deposit patterns of clients. She tries to correlate the two by looking at deposits into different kinds of accounts. She thinks that if interest rate is increased then bank deposits would be increased, however she is not sue whether it will be the case.

b) Manager is interested to answer the question whether structure of the organization and type of information systems installed account for the variance in the perceived effectiveness of managerial decision making?