In $2017,$ it came to light that in order to meet its demanding profit target, Wells Fargo put such pressure on its employees to hit sales quotas that many employees responded by fraudulently opening customer accounts. Wells Fargo's ethical lapses are not a good example of

how certain universal ethical principles apply in those situations where all societies$$those endowed with rationality and moral knowledge$$have a common moral agreement on what is right and wrong.

how local ethical norms always take precedence over universal ethical norms.

how, within the boundaries of a social contract, local cultures or groups can specify what additional actions may or may not be ethically permissible.

how universal ethical norms always take precedence over local ethical norms.

how universal ethical principles or norms leave some "moral free space" for the people in a particular country $($or local culture or even a company$)$ to make specific interpretations of what other actions may or may not be permissible within the bounds defined by universal ethical principles.