In this case study, you will evaluate the financial performance of

three major commercial banks: Bank A$,$ Bank B$,$ and Bank C$.$ You

are provided with their financial statements for the years $20$X$1,$

$20$X$2,$ and $20$X$3.$ Your task is to calculate relevant financial ratios

and analyze their implications on the banks' performance.

Bank A:

Bank B:

Bank C:

Required Steps:

Liquidity Ratios:

Calculate the current ratio for each bank for all three years.

Calculate the quick ratio for each bank for all three years.

Asset Quality Ratios:

Calculate the non$-$performing loans $($NPL$)$ ratio for each

bank for all three years.

Calculate the loan loss coverage ratio for each bank for all

three years.

Profitability Ratios:

Calculate the return on assets $($ROA$)$ for each bank for all

three years.

Calculate the return on equity $($ROE$)$ for each bank for all

three years.

Calculate the net interest margin $($NIM$)$ for each bank for

all three years.

Calculate the operating efficiency ratio for each bank for all

three years.