Jake signs a promissory note for $$52,000$ in favor of Clark College. The note does not specify the date of its payment. Jake defaults. In Clark College's suit to collect on the note, the court will most likely rule in favor of

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Jake, because the note is not payable at a definite time or on demand.

Clark College, because the note is an unconditional promise to pay the holder.

Clark College, because there is a uniform $$default time$$ for repayment when a date is not specified.

Jake, because Clark College assumed the risk that the note would not be paid.