Malpractice insurance coverage is especially important if a caregiver is working: $($select all that apply$)$

as a volunterr at a clinic or health fair not sponsored by his$/$her employer

as an independent contractor providing a service in a patient's house.

for an independent agency or registry.

for an organization that is covered by an insurance policy that has no exclusionary provision by which the insurance copmany disclaims liability for malpractice actions brought against the insured organization.