Master electrician Francis Is self employed. Having no employees, his income depends on his physical ability to do the work. He purchased an individual life insurance policy of $250,000 for which he pays a monthly premium of $125. He wants to make sure that this policy does not lapse if an accident or a disease prevented him from working and eaming an income. which rider or supplementary benefit should Francis add to this policy?

Answer rating: 100% (QA)

To ensure that his life insurance policy does not lapse if he becomes unable to work due to an accid... View the full answer