Need help with these finance problems, I don't know where to start. I know there are formulas needed to answer but not sure which ones or how. Thanks

1. [2 pts] Find the present value of an investment that is worth $19,513.75 after earning 3% simple interest for 5 - years. 2. The table below shows the activity on the credit card statement of Miss Pepper Mills for the month of April. She started the month with a balance of $342.57. Date Location mount 04/05 Payment Payment $200.00 04/15 Charge Gas $26.37 04/22 Charge Macy's $105.42 04/25 Charge Starbuck's $4.24 a. [4 pts] Find the average daily balance. b. [4 pts] If her card charges an 18.5% annual interest rate on her average daily balance, calculate Miss Pepper Mill's finance charge for the month of April. (Make sure to use the method -- formula 1 = Prt -- shown in the lecture video not the method shown in ALEKS.)