Perform a ratio analysis and comment on the internal trend, industry benchmark and possible ways to improve each ratio listed below. The use of bullet form is acceptable.

	2020	2019	2018	Industry
Profit Margin	7.00%	6.50%	6.20%	7.50%
Total Asset Turnover	1.30	1.25	1.20	1.10
ROA	9.10%	8.13%	7.44%	8.25%
Receivable Turnover	6.00	6.25	6.50	8.00
Inventory Turnover	10.50	11.5	11.00	10.00
Current Ratio	2.20	2.30	2.30	2.40
Debt to Total Assets	56.00%	54.00%	52.00%	45.00%
Times Interest Earned	3.90	4.00	4.10	5.00
A/P Turnover	7.00	8.00	9.00	10.00