please answer all 3 and make sure they are 100% correct because laste time most were incorrect.

Question 8 Ron Arthur has a Personal Auto Policy (PAP) with physical damage coverage collision and other than-collision. Which of the following losses is covered under the physical damage coverage? Thieves steal a portable GPS navigation system from the vehicle A critical engine component cracks becane of freezing weather, A flash flood washes Ron's car off the road causing significant damage. The tires on the vehicle have to be replaced because of wear and tear Question 9 What is the purpose of the Extended Non-Owned Liability Coverage endorsement attached to the PAP? To provide ability coverage for an insured who operates a non-owned auto on a regular basis such as a company furnished car To provide liability coverage for anyone who loans a covered auto to another driver To provide ability coverage for an insured who occasionally operates a non-owned auto such as a rental car To provide liability coverage for an insured's employer when an insured uses his or her personal auto for business purposes Question 10 All of the following are covered autos under the liability section of the personal auto policy EXCEPT A trailer owned by the named insured. A newly acquired auto which replaces a vehicle previously described in the policy. A non-owned auto used by the insured as a temporary substitute for a covered auto, which is in the shop for repair An auto rented by the insured while vacationing in Italy