please answer both

Suppose you borrow \\( \\$ 19,000 \\) from your bank to buy a car. You agree to pay \\( \\$ 362.05 \\) per month for 60 months. What is the interest rate (APR) for the loan? \4.2 \4.8 \5.4 \6 \6.6 \7.2 Question 10 (2 points) Suppose you plan to retire in 40 years. If you make annual contributions of \\( \\$ 16,000 \\) into your retirement account for the first 12 years, and no more contributions to the account for the remaining 28 years. If the retirement account earns a fixed \11 annual interest, how much will you have at your retirement? \\[ \\begin{array}{l} \\$ 6,651,490 \\\\ \\$ 6,669,190 \\\\ \\$ 6,685,540 \\\\ \\$ 6,710,290 \\\\ \\$ 6,726,940 \\end{array} \\]