please help me out with these Qs

When a loan is amortized over a five year term, the a. Rate of interest is reduced each year b Amount of interest if paid is reduced each year c. Payment is reduced each year d. Balance is paid as a balloon payment in the fifth year Find the present value of SI 00 to be received at the end of two years if the discount rate is 12% compounded monthly. a. S66.50 b. $78.76 c. S68.80 d. $91.80 e. S79.75 You purchased a piece of property for $300,000 nine years ago and sold it today for $83, 190. What was the annual rate of return on your investment? a. 12% b. 11% c. 10% d.9% The Summer Breeze Hotel borrowed $100,000 from the Meadowlands Bank to pay for a new air Conditioning system. The loan is for a period of 5 years at an interest rate of 10% and requires 5 equal end-of-year payments that include both principal and interest on the outstanding balance. What will be the outstanding balance after the third payment? a. $60,000 b. $20, 865 c. $45, 788 d.$50, 866 e. $83, 620