please put question and then answer for each

Systems Development at SEB Latvia Scandinavika Enskilda Banken (SEB), one of Europe's largest banking groups, operates in several countries, including Germany, Poland, and Russia. In the past, many of SEB's decisions were made as a result of an approval process that involved circulating paper documents. In addition, important data was stored on decentralized systems that were accessible to only certain decision makers. Delays and bottlenecks resulted with a consequent effect on speed and effectiveness of customer service. To solve these problems, SEB Latvia chose the IBM Lotus Domino messaging and collaboration platform. After the system was installed, Exigen(an IBM business partner) and SEB Latvia's IT team started working with users to gather requirements and automate processes to increase efficiency. The Lotus system now provides centralized information access via a Web interface that all decision makers can use. Crowdsourcing Pays Off Crowdsourcing is not only used for relatively simple tasks such as designing a web site or designing a case for a smartphone. Today, it is increasingly being used in more complex designs as well. Precyse Technologies provides supply- chain products and solutions that assist organizations in tracking their inventories using RFID technology. It was having difficulty improving the performance and battery life of a particular RFID device, there were not adequate internal resources to tackle the problem. So, Precyse asked Innocentive, a crowdsourcing provider, for assistance, believing that crowdsourcing would provide quick access to a worldwide talent pool and a higher return on investment (ROI). Ultimately, the company received more than 300 ideas from global experts for solving its problem. It narrowed the pool down to three finalists, from which a winner was chosen. The whole process took approximately four months, and Precyse estimated that it saved the company $250,000 Answer the following questions: 1. What processes did the Lotus platform automate? 2. What are some of the benefits of the new Web interface? 3. Which of the development methods discussed in this module would be suitable at SEB Latvia? (Note question 3 is related specifically to module 10 which discusses how to build successful information systems) 3. Which of the development methods discussed in this module would be suitable at SEB Latvia? (Note question 3 is related specifically to module 10 which discusses how to build successful information systems) 4. What are some typical applications of Crowdsourcing and its advantages? 5. How could crowdsourcing reduce the systems design cost and are there certain problems you would not want to use crowdsourcing to solve