Please read the Case study on $$Tyme Bank$($see link$)$ and answer the question below:

Urban, B$.$ & Townsend, S$.(2020).$ Tyme Bank: Digital Disruption in South Africa$$s Banking Sector $($Report No$.$ WBS$-2020-2).$ University of the Witwatersrand, Graduate School of Business Administration, Wits, South Africa.

Question:

$4.$Validation is a process of gathering evidence and learnings around business ideas

through experimentation and user testing to make faster, informed, de$-$risked

decisions$($Board of Innovation Validation Guide: nb$).$ Critique whether you believe Keraan and his team adopted sufficient pre$-$testing and aspects of validation thinking in their innovation approach as opposed to merely launching and commercialising innovations in the Tyme Bank business.