Question 1 (20 marks) Use the following information for parts A to B. + Suppose you are the loan officer of a commercial bank. You have just calculated the following financial ratios of a business customer. t + Most Recent Yeart 76 days 2.02x+ One Year Ago 65 days 1.45xe Two Years Agor 57 days 0.85x+ Three Years Ago- 54 days 0.72x+ + 12% 13.5%+ 14.6% 16.4% A. Average collection periode B. Total asset turnover C. Return on assets D. Current ratio + E. Profit margin F.- Total debt ratio - G.+ Times interest earned 1.54x+ 2.53x 3.54x2 4.53x t 14% 19%+ + 25% 29% 58.4% 56.8% 0.7x 63.9% 2.2x+ 66.3% 3.5x+ 1.5x A. Which one from the table measures the ratio of the company's profit to its total asset value? Is this ratio showing a good sign in the time trend? Explain your answer. (4 marks) t t t B. Which one from the table has the equation of the company's net income divided by the company's sales amount? Is this number showing a good sign in the time trend? Explain your answer. (4 marks) +