Question 1 - Name the case that answers this question:"The federal Department of Education is threatening to bring a lawsuit against me for violating Title IX.I've got the letter to prove it.I'm in Illinois.I've turned the letter over to my insurance company.Do they have a duty to defend me?"

Powerine

Eljer v. Travelers

Central Illinois Light and Power v. Home Insurance

Vandenberg v. Superior Court

Question 2 - Same facts as the previous question, except the insured is in California.Now which case answers the question?

Powerine

Central Illinois Light and Power v. Home Ins.

Vandenberg v. Superior Court

JC Penny Casualty v. MK

None of the above

Question 3 - You are served with a complaint alleging that the siding you installed on the insured's house violated an express warranty that the siding would remain unfaded for 20 years.This is a breach of contract claim, and you are in Illinois.Which case says that your insurance company has no duty to indemnify?

Powerine

Travelers v. Eljer

Eljer v. Liberty Mutual

US Fidelity and Guaranty v. Wilkin

None of the above

Question 4 - Why wouldn't US Fidelity and Guaranty v. Wilkins be the correct answer to the previous question?

It is the correct answer as your answer

There is no evidence that the siding deteriorated in a dangerous manner as your answer

The damage to the house in not merely a breach of contract as your answer

None of the above

Question 5 - You've turned a summons and complaint over to your insurance company.The company has sent you a letter back saying that it will defend the claim under a reservation of rights.What does that mean?

The insurance company will provide a defense as long as the facts indicate you may become legally obligated to pay damages for a covered loss

It means that the company maintains the right to pick the lawyer who will defend you

It means that the insurance company will defend you through trial but not on appeal

It means that the insurance company will defend you unless the complaint has been made by an administrative agency

Question 6 - There is a(n) __________________________________________ in every insurance contract.

plethora of adhesive provisions

implied covenant of good faith and cross-dealing

express covenant of good faith and fair dealing

implied covenant of good faith and fair dealing

Question 7 - How do courts interpret language in an insurance contract?

According to the legal meanings of the terms

According to the ordinary meanings of the terms

In favor of the insurance company

According to the court's best guess of the parties' intent

Question 8 - Let's say that I have 15 of Eljer's defective fittings installed in my condo.The one under the bathroom sink begins to leak, damaging the wood floor in my hallway and the ceiling in the condo below me.How many occurrences do I have?

0

1

2

3

Question 9 - This is a fun question.Same facts as in the previous question.The leaking fitting damages the hardwood floor in my hallway and the ceiling of the condo below me.In addition, the leaked water has weakened the floor around my toilet.My 150-pound bull mastiff loves to drink out of the toilet.When he does so, he falls through the floor and ends up on the bed of the condo owner below me.Instead of taking joy in his new-found circumstances, the big boy bites the owner on the cheek.Now how many occurrences are there?

0

1

2

3

None of the above

Which one of the following terms is not defined in the CGL?

(1pts)

Question 10 - Which one of the following terms is not defined in the CGL?

bodily injury

pollutant

employee

mutant